Looking for a Credit Card in America? Here are 5 Reasons Why it should be Zolve
Banking Basics credit card US Credit Card

Looking for a Credit Card in America? Here are 5 Reasons Why it should be Zolve

Moumita Basu

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Now that you have gone through all the hurdles and FINALLY reached the US, the first step to adulting is figuring out your finances. Yeah, I know. It is not very exciting, but it is necessary. Since the US is primarily a credit-run economy, getting a Credit Card is more of a necessity than a luxury.

When managed well, a Credit Card can help you make the most of your money. It can help you cover a cash crunch while you wait for a financial aid check or a paycheck, especially when you’ve just landed. It can also be an excellent way to build up a credit history—which helps you achieve so much more in the land of dreams. But, when you move to a new country, you leave your solid credit score from your home country, forcing you to start building your credit history from scratch. When you move, because of the lack of credit history, you cannot secure a sound credit card, making this a chicken and egg situation. Coupled with no SSN, your options of getting a bank account and credit card are very low.

Enter: the only card you need - Zolve

Zolve takes your credit history from your home country into account and provides you with a US Credit Card without needing an SSN or US Credit history. Here are 5 top reasons why a Zolve Credit Card should be the only Card you will need.

Zolve comes with no annual fees

As the saying goes, most good things in life are free. We care about your financial well-being and your hard-earned money. And this is why you don’t need to pay a single penny when you become a part of the Zolve family.

No SSN or US credit history required

Starting your life all over in a new country is, by no means, an easy feat. And then there is the added worry of figuring out your finances, building your credit score, and getting a Credit Card. No SSN and US credit history shouldn’t stop you from starting your life on an equal footing in the US. You can apply for a Zolve Credit Card from India before you leave for the US, with your passport and visa as identification documents.

Hassle-free online application


In an increasingly connected world, it sounds cumbersome when you have to visit a brick-and-mortar bank to apply for a Credit Card. At Zolve, we understand that, so we have made the application process entirely online. All you have to do is provide us with your basic personal information, visa, and passport.

The best part? You will have the US Credit Card delivered to your doorstep once you reach the US.

0% APR (interest rate) for the first six months

Building a home away from your home can be quite difficult. While we cannot solve all your problems, we offer a 0% APR (Annual Percentage Rate) on our Credit Card for the first six months. Sounds impressive, right?

So what is the advantage of an introductory 0% APR for six months? The obvious answer avoiding interest. But that’s not all. With a 0% APR, you can:

  • Lower your monthly payments
  • Pay off your debts faster
  • Enjoy perks and rewards after spending
  • Improve your credit score

We will spoil you with high cash back and  rewards

Get more from the brands you love. With exclusive cash back offers on more than 10,000+ popular brands, you save on every swipe with your Zolve Credit Card. Shop cashless at Adidas, H&M, Walmart, and Costco and earn up to 10% cash back.

We have cited all the reasons that set us apart from the lot in the U.S. So, what is holding you back from applying for our card? Start making most of your money and apply for a US Credit Card in 5 minutes without any charges.