Do you find yourself in a situation where you need fast access to funds? Would you rather not wait days or weeks to get approved for a credit card? If so, then you'll likely want an instant approval credit card.
Instant approval credit cards are designed to provide you with a fast and convenient way to access money. But while all this holds true, the nature of this kind of credit card may or may not be to build you solid credit. In that case, what’s the point of a credit card if it doesn’t help you build credit?
In this blog, we'll look at the top 7 instant approval credit cards for quick access to funds and credit - the best of both worlds.
- Capital One QuickSilverOne Cash Rewards Credit Card - This instant approval credit card offers a great opportunity for cardholders to earn 1.5% cash back on every purchase they make, without any limit on the amount they can earn. This makes it an attractive option for those who frequently use their credit card for daily expenses or larger purchases. In addition, the card offers a 0% introductory APR on purchases for the first nine months.
- Discover it Cash Back - This instant approval credit card provides a unique rewards program that offers 5% cash back on rotating categories that change each quarter. This means cardholders can earn extra cash back on purchases they make in certain categories, such as gas or groceries. Additionally, cardholders earn 1% cash back on all other purchases they make. To help cardholders save even more money, the card offers a 0% introductory APR but does come with some fees on overdrafts, etc.
- Wells Fargo Propel American Express Card - This instant approval credit card allows cardholders to earn 3X points on various categories, including dining, travel, and popular streaming services. Cardholders can earn more points for their purchases in these categories, which can be redeemed for rewards such as travel, merchandise, or statement credits.
- Chase Freedom Unlimited - This instant approval credit card offers cardholders unlimited 1.5% cash back on all purchases they make, with no minimum to redeem for cash back. This makes it a great option for those who want to earn rewards without keeping track of rotating categories or spending minimums. The card also provides a 0% introductory APR on purchases and balance transfers for the first 15 months, which can help cardholders save money on interest charges if they need to make a big purchase or transfer a high-interest balance.
- Citi Double Cash Card - This instant approval credit card provides a unique rewards program that offers 2% cash back on all purchases cardholders make: 1% when they make a purchase and 1% when they pay it off. This means that cardholders can earn rewards for both their spending and their responsible payment habits. The card also offers a 0% introductory APR on balance transfers for the first 18 months, which can help cardholders save money on interest charges if they need to transfer a high-interest balance.
- American Express Blue Cash Preferred - This instant approval credit card offers a generous rewards program that includes 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases and 6% cash back on select U.S. streaming subscriptions. This makes it a great option for those who frequently shop at U.S. supermarkets and subscribe to select U.S. streaming services.
- Zolve Azpire Credit Builder Card - If one instant approval card lets you build credit and access all of your money, it’s the Zolve Azpire Credit Builder Card. It is the smartest and safest way to build credit. You can apply in under 5 minutes, with zero application fees, and get card approval instantly. It acts like a secure card where you put in money, which in turn becomes your credit limit (unlike most cards where you have to put in a security deposit and some more money on top to act as a credit limit). The Zolve Azpire Card also comes with a brilliant cashback program (up to 10%) and a graduate program where you can move from a secured card to an unsecured line of credit of up to $10,000.
Apply for the Zolve Azpire Credit Card today: Get started now.
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